Today is meant to be the most depressing day of the year. It is called Blue Monday and apparently falls on the third Monday of January which makes today the day. The idea of the worse day of the year was started by a psychologist called Dr Cliff Arnalls . When he first ran his “January Blues Formula” in 2005 January 24th was touted as the worse day. Indeed I would have to agree as the 24th January 2005 was my birthday and it was a special one ending in 0. I am saying no more than that. The “January Blues” formula is 1/8W + (D-d) 3/8xTQMxNA where :
d=Money due in January pay
T=Time since Christmas
Q=Time since failed quit attempt.
M=General motivational levels
NA=The need to take action.
Such a formula is certainly not going to win the Nobel Prize for Rocket Science but it does actually make some sense. It is true the weather is miserable, it is a Monday, the Christmas shopping bills are due and New Year’s resolutions are starting to fall apart. But you know thinking it is a Blue Monday day can be positive. We cannot change the weather but we can plan holidays to look forward to and we can focus on enjoying the time we spend inside with our families. If we got a fright opening up a credit card statement we can put financial planning in place and learn how to budget. And the broken New Years resolutions… perhaps they were too big to begin with. So I am going to start my New Year all over again. Happy Blue Monday.